After its long journey across North East Scotland, the A95 comes to an end at Muir of Rettie, a few miles west of Banff. Despite the name, this is an expansive landscape of farmland with an old airfield a short distance to the north. There are actually 2 junctions here, in quick succession. The main junction is the fork between the A95 and the A98, where the former turns off to head south west, whilst the A98 continues west, before turning northwest into Portsoy. A little to the east there is a crossroads, where an unclassified route crosses, serving the scattered farms and settlements that dot the fields.
Most traffic using the A95 at the junction will be coming from or going to Banff to the east. The B9025, and B9022 providing more direct routes between the two to the west. As a result, the junction is lined in an unusual manner, with a left turn slip lane provided from the A98 into the A95. However, where this would normally expect to give way to the right turn in, here it is the other way around with left turn traffic keeping priority and the right turn traffic finding a give way line. The length of road between the lines is, however, perhaps insufficient for many longer vehicles, although the road is generally quiet enough for this to not be a problem.
